Terms and Conditions

1. Scope and Acceptance of Terms
General Conditions for Site Use

These Terms and Conditions provide an explanation of the rules for using the WCapital Perspectives site by visitors. This document applies to all parts of the site, including pages containing stock information content, policy pages, and contact pages. By accessing or using the site, visitors are considered to have read this explanation and understand that the site is provided as a general information source. These Terms and Conditions do not form a contractual relationship for financial services, professional services, or other paid services. Visitors are advised to review the Terms and Conditions periodically to stay informed of versions applicable at the time of visit.

2. Nature of Information on WCapital Perspectives Site
Stock Information Content Without Individual Recommendations

All content on WCapital Perspectives, including articles, explanations, illustrations, and data, is presented for informational purposes only. This content provides definitions, processes, and general context about stocks and capital markets without containing recommendations or investment decision guidance. Information available is not adjusted for individual financial situations, objectives, or risk profiles. Visitors are expected not to treat content as the sole basis for making financial decisions or other decisions with legal consequences. If visitors need specific assessments, they are advised to seek additional information from other sources or authorized parties outside the WCapital Perspectives site.

3. Intellectual Property Rights and Content Use
Arrangements for Text, Layout, and Site Elements

Text, writing structure, layout, and visual elements found on the WCapital Perspectives site are under intellectual property rights protection according to applicable legal provisions. Visitors are allowed to read and use content for personal and non-commercial purposes, as long as it does not conflict with explanations in these Terms and Conditions. Reproduction, re-uploading, or distribution of content outside personal use should preferably be done by citing the WCapital Perspectives site source. Visitors should preferably not alter substance of explanations so as to create interpretations different from original context. These provisions aim to maintain information consistency and clarity of explanations presented about stocks and capital markets.

4. User Site Responsibilities
Obligations in Accessing and Using Information

Visitors are responsible for using the WCapital Perspectives site in accordance with applicable laws and regulations in the United States. Visitors are not permitted to use the site to disseminate content that violates law, violates rights of other parties, or contains illegally obtained data. Attempts to disrupt site technical functions, access areas not intended for public, or modify data without permission are not allowed. Visitors are also expected not to enter sensitive personal data, financial data, or official identity data into provided forms, as the site is not designed for managing such data. By maintaining site use within these limits, the stock information presentation process can run regularly.

5. Limitation of WCapital Perspectives Liability
Limitations on Possible Losses

WCapital Perspectives presents information based on data and context available at the time of article writing, but capital market and economic environment conditions can change from time to time. WCapital Perspectives does not guarantee that all content is always current, complete, or free from writing errors. To the extent permitted by law, WCapital Perspectives is not responsible for direct or indirect losses that may arise from use or interpretation of information on the site. Visitors understand that responsibility for decisions made based on information on the site lies with each individual. WCapital Perspectives is also not responsible for technical disruptions, access delays, or other constraints related to network infrastructure beyond site manager control.

6. No Paid Services and Financial Transactions
Statement of Site Service Scope

The WCapital Perspectives site does not provide paid services, trading facilities, or financial transaction execution means. There are no payment mechanisms, account opening, or stock purchase or sale instructions provided through this site. Content containing explanations about stock instruments and capital market processes is only informative and not connected to transaction systems. Visitors who conduct financial activities outside the WCapital Perspectives site do so through other means not regulated by these Terms and Conditions. With this statement, the scope of WCapital Perspectives site services remains limited to presenting explanations and general data about stocks.

7. Links to Third-Party Sites
Explanation of External References

Under certain conditions, the WCapital Perspectives site may contain links directing to other sites as additional information references. These links are provided only for purposes of explaining context and do not indicate system or content management relationships on third-party sites. WCapital Perspectives does not control policies, data, or explanations found on other sites and is not responsible for consequences of using information from those sites. Visitors are advised to read terms and policies of each third-party site before using data or features available there. Thus, use of external links is under visitor responsibility.

8. Changes to Terms and Conditions
Updates and Implementation of New Versions

WCapital Perspectives may make updates to these Terms and Conditions from time to time to accommodate regulatory changes, site developments, or content structure adjustments. Any changes will be reflected in updated dates in the "Last Updated" section at the top of this document. The latest version of Terms and Conditions will replace previous versions and be effective from the date that update is displayed on the site. Visitors are advised to review Terms and Conditions periodically to learn about provisions currently in effect at the time of visit. With this step, use of the WCapital Perspectives site can take place based on current information about usage rules.